What Is a Medicare Advantage Plan?
A Medicare Advantage plan—also called Medicare Part C—is an all‑in‑one alternative to Original Medicare. These plans are offered by private, Medicare‑approved health insurance companies and combine your hospital (Part A) and medical (Part B) coverage into one plan. Most Medicare Advantage plans also include prescription drug coverage (Part D), making it easier to manage your benefits in one place.
In addition to the basics, many Medicare Advantage plans offer extra benefits not included with Original Medicare, such as dental, vision, hearing, fitness programs, transportation, over‑the‑counter allowances, and other services designed to support your everyday health needs. Depending on where you live, you may also find low‑cost or even $0‑premium plan options, giving you more flexibility to choose coverage that fits your budget and lifestyle.